Workers compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue their employer for the tort of negligence.

As a employer, you have an obligation to ensure a safe work place and the law requires a business to have Workers Compensation Insurance. Workers Compensation insurance can provide the coverage to protect you from those unpredictable occurrences.

Coverage and benefits can be obtained for the worker no matter who is at fault. For those workers injured in the workplace, medical expenses and income replacement may be necessary.

Benefits for business owner: